Loan & land tools
Do the maths before you fall in love.
Four free tools we use with every buyer. Nothing is saved or sent anywhere; it all runs on your phone.
1 · Home loan
Monthly payment & total cost
Your EMI
Principal Interest
Show the year-by-year schedule
2 · Affordability
How much home can you afford?
A comfortable budget
See homes in this budget
Max EMI (about half your income)
Max bank loan
Limited by
Banks usually keep all your EMIs under about half of your income and lend up to around 70% of a home's value. Treat this as a starting point, not an approval.
3 · Land units
Ropani, aana, bigha, kattha…
Type a value in any box. Hill units are used in Kathmandu and Pokhara; Terai units in the plains.
Write it the Nepali way
Hill system
Terai system
Metric & imperial
1 ropani = 16 aana = 64 paisa = 256 daam = 5,476 sq ft. 1 bigha = 20 kattha = 400 dhur = 72,900 sq ft.
4 · Buying costs
What you pay on top of the price
Estimated extra costs
Rates are illustrative for this concept site. Actual registration fees, discounts and bank charges change by municipality and fiscal year; we confirm them in writing before you sign anything.